Frequently Asked Questions

Share via Facebook Share via Twitter Share via Email Share via LinkedIn

What is an issuing bank?

An issuing bank, or issuer, is the cardholder's bank. It is a member of a card association and issues payment on behalf of that association for the cardholder. Technically speaking, not all issuers are banks. Some card associations such as American Express serve as issuers themselves, bypassing the step of having a separate issuing bank.

Chargeback Terminology

Related Questions